• By Dana Sparks

Annoying Acne: It’s Not Just for Adolescents

January 12, 2015

 

Acne is just a teenager problem, right?  No. It can also be an issue for adults, especially women. Twenty-five percent of women in their 30’s get acne and it can plague people for decades. Experts at Mayo Clinic have tips on how to handle adult acne. [TRT 1:46]

Journalists: A broadcast quality video package and additional b-roll video are available in the downloads. To access the script, click here

Why is the Employee + Spouse option garnering by far the largest increase (larger than all the others combined)? It seems that families without children are being penalized more so than those with children that choose to carry dental insurance.

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I agree regarding the inequality of the premium increase on Emp/Spouse in comparison to the other increases. Doesn't Mayo have leverage to negotiate these rates?

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Thank you for providing us with the updated premium changes. I do not interpret increases in premium costs (or how these increases vary in amount from individual to family) as a penalization (i.e. punishment). I appreciate the opportunity to choose between having Delta Dental coverage or no dental coverage at all to fit what works best with my budget and home situation. Thank you for the flexibility and transparency.

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I can't believe the Employee/Spouse has a greater increase then Employee/children! Doesn't seem like a fair increase to me. First we get spouse 'sur charge' now this.

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Can you give us any clues to the cap out of pocket for each group for 2016? I have a decision to make soon. Thanks, if you can answer. I just see dental at the moment.

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@jessthinks

Thank you for providing us with the updated premium changes. I do not interpret increases in premium costs (or how these increases vary in amount from individual to family) as a penalization (i.e. punishment). I appreciate the opportunity to choose between having Delta Dental coverage or no dental coverage at all to fit what works best with my budget and home situation. Thank you for the flexibility and transparency.

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I agree. Some companies do not offer dental and to have dental coverage is a big plus. If the increase is to much you can always opt out.

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So Tony, are you essentially saying that rates are based on the historical claims rate for a given demographic group? If so, can we assume that the group "employee + spouse" has a higher volume or cost of claims than the "employee + children" group? That does seem a bit counter intuitive, I have to admit. Do you have any high level claim data you can share with us to help us better understand that?

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It would be really nice to add the dental and vision for a prepaid card much like the prescription card. I think it would be a great benefit to employees and not have to submit claims.

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Huge shout out to Tony Lehrman for not only rocking these questions but helping when he's contacted directly. I get so confused on this stuff and I am able to make better choices for my family after he explains what each thing is so I have a better understanding. Thank you Tony!

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Again no employee HSA contribution in 2016? Can Mayo consider at least paying the quarterly account fee from Fidelity?

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I see a lot of upset messages because "employee+spouse" is more than "employee+child(ren)", if you really think about it…yes you are paying more but "e+s" is getting more bang for the buck. I am paying for family, If you have 3 children that I have to try to get into see the dentist. What we are allowed does not go very far and you have to pick and choose which child "gets" to see the dentist and who has to wait. Not to mention mom and dad are always on the back burner.

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As a long time health care worker & now a traveler, I want to say that this web site is a fabulous place to ask questions & get the answers. I commend Mayo Clinic Hospital. Benefits are always confusing. Good job Mayo!

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If I have left over money in (FSA)at year end, is the roll-over automatic into 2016 FSA or is there something we need to do?

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If I cancel Medical part of my Insurance this year because I have another outside Insurance from my husbands pension and want to keep the Dental and I allowed to do this.

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@jessthinks

Thank you for providing us with the updated premium changes. I do not interpret increases in premium costs (or how these increases vary in amount from individual to family) as a penalization (i.e. punishment). I appreciate the opportunity to choose between having Delta Dental coverage or no dental coverage at all to fit what works best with my budget and home situation. Thank you for the flexibility and transparency.

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So for the year 2016 is the MRA still going to be available? I have just heard that it is going to be going away

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